How do i ensure that wifey gets access to my UK/Thai bank accounts when the grim reaper calls ?

[Pumpuynarak]

4 minutes ago, Derek Dangleberries said:

I later received an email saying that I had been caught speeding (Damn the A338 Wessex Way!

I know that road well as i'm a native of Southampton and worked out of Bournemouth for 3 years back in the late 90's.

[Derek Dangleberries]

35 minutes ago, Pumpuynarak said:

I know that road well as i'm a native of Southampton and worked out of Bournemouth for 3 years back in the late 90's.

Wimborne here!

My Thai wife and I once used Eastleigh airport with KLM UK from Bangkok via Schiphol. What a disaster that was - but that's another story!

[Pumpuynarak]

6 minutes ago, Derek Dangleberries said:

Wimborne here!

My Thai wife and I once used Eastleigh airport with KLM UK from Bangkok via Schiphol. What a disaster that was - but that's another story!

Lovely town, know it well, used to be regular at the towns footie club. I'm glad you said Eastleigh Airport and not Southampton lol. Used to fly out of there every 4-6 weeks when i had a villa in Spain, never had a problem mate.

We're Threadfxxking ehh but its ok, i'm the OP lol   

[Derek Dangleberries]

3 hours ago, Pumpuynarak said:

Lovely town, know it well, used to be regular at the towns footie club. I'm glad you said Eastleigh Airport and not Southampton lol. Used to fly out of there every 4-6 weeks when i had a villa in Spain, never had a problem mate.

We're Threadfxxking ehh but its ok, i'm the OP lol   

Nah mate, no TF!

When you and your wife return to UK to sign the required bank documents and if you decide to fly into Eastleigh via Schiphol ( or maybe via Finland too?) make sure the connecting flight leaves from the International side of the airport. KLM UK wasn't and they insisted that she needed a Schengen visa to go between KLM arrival terminal from Bangkok to KLM UK Departure terminal to Eastleigh!

See no thread f**k!

 

 

[john luke]

1 hour ago, Derek Dangleberries said:

Nah mate, no TF!

When you and your wife return to UK to sign the required bank documents and if you decide to fly into Eastleigh via Schiphol ( or maybe via Finland too?) make sure the connecting flight leaves from the International side of the airport. KLM UK wasn't and they insisted that she needed a Schengen visa to go between KLM arrival terminal from Bangkok to KLM UK Departure terminal to Eastleigh!

See no thread f**k!

 

 

I flew out via AMS with KLM this time LBA to AMS then AMS to BKK.  At no time did I have to pass through any passport control whilst at Schiphol.  Even when UK was a member of the EU I do not recall any passport checks within the airport at AMS.  

[Derek Dangleberries]

15 minutes ago, john luke said:

I flew out via AMS with KLM this time LBA to AMS then AMS to BKK.  At no time did I have to pass through any passport control whilst at Schiphol.  Even when UK was a member of the EU I do not recall any passport checks within the airport at AMS.  

Yup, most airlines don't. 

EDIT = The solution was to have an Immigration Officer escort us between the 2 gates.

Unfortunately I can't date stamp when it happened as I have forgotten which wife I was with.

Edited November 25, 2021 by Derek Dangleberries

[Sangsom]

On 11/24/2021 at 5:42 AM, Pumpuynarak said:

I've tried and i have to go in person to my UK bank and then i'll have to disclose that i'm not UK resident.

I think I’d be just as nervous not disclosing that to be honest. Do you know what the consequences are for your finances getting to your wife if you don’t when the worst happens?

[Sangsom]

On 11/24/2021 at 5:42 AM, Pumpuynarak said:

I've tried and i have to go in person to my UK bank and then i'll have to disclose that i'm not UK resident.

DP

Edited November 25, 2021 by Sangsom

[Derek Dangleberries]

Would opening up a Transferwise account be of any use if you got all of your income paid into it?

It is something I've never really considered.

[Pumpuynarak]

15 hours ago, Sangsom said:

I think I’d be just as nervous not disclosing that to be honest. Do you know what the consequences are for your finances getting to your wife if you don’t when the worst happens?

Good question, thats why i'm anxious to get things sorted.

[Pumpuynarak]

15 hours ago, Derek Dangleberries said:

Would opening up a Transferwise account be of any use if you got all of your income paid into it?

It is something I've never really considered.

I really don't know what useful purpose that would serve DD. I have a Wise account at present but only transfer what we need for everyday living expenses. Having all my income transferred into it direct from my pension providers is not a possibility at present due to other circumstances and my income providers will only transfer the entire amount not part of it. 

[Derek Dangleberries]

6 minutes ago, Pumpuynarak said:

I really don't know what useful purpose that would serve DD. I have a Wise account at present but only transfer what we need for everyday living expenses. Having all my income transferred into it direct from my pension providers is not a possibility at present due to other circumstances and my income providers will only transfer the entire amount not part of it. 

Sorry mate. My train of thought was ..... "what would I do if they closed my UK TSB account if they discovered I was non-resident."

The only other option would be to send it all here but that would leave my sons high and dry..

 

 

[Stillearly]

2 minutes ago, Derek Dangleberries said:

Sorry mate. My train of thought was ..... "what would I do if they closed my UK TSB account if they discovered I was non-resident."

The only other option would be to send it all here but that would leave my sons high and dry..

 

 

Offshore accounts could be a possibility in IOM or CI 

[Derek Dangleberries]

7 minutes ago, Stillearly said:

Offshore accounts could be a possibility in IOM or CI 

Yup. That's what I had when I was still contracting .... and getting paid in fine wines .... and getting paid in carpets ... But that is another story!

[Pumpuynarak]

1 hour ago, Derek Dangleberries said:

Sorry mate. My train of thought was ..... "what would I do if they closed my UK TSB account if they discovered I was non-resident."

The only other option would be to send it all here but that would leave my sons high and dry..

 

 

I think opening a new account with another UK bank is an option as i believe not all banks are operating the non-resident clause in their T&C but i don't really want to go down that route unless forced to, i just can't be asked.

Whatever i need to get back to the UK sooner rather than later but i'm only gonna do when all these Covid rules/requirements have been relaxed.

So for the time being i'm stuffed but i'm gonna sort out my two Thai accounts to have wifey installed as my beneficiary so she can access legally and immediatley when i pop me clogs. 

Edited November 26, 2021 by Pumpuynarak

[KWA]

1 hour ago, Pumpuynarak said:

I think opening a new account with another UK bank is an option as i believe not all banks are operating the non-resident clause in their T&C but i don't really want to go down that route unless forced to, i just can't be asked.

I think you've got this back to front.  No opening new accounts unless you're a UK resident, but most banks will continue to let existing accounts operate.

[Pumpuynarak]

2 hours ago, KWA said:

I think you've got this back to front.  No opening new accounts unless you're a UK resident, but most banks will continue to let existing accounts operate.

Thats not my understanding but i could be wrong, i often am lol, how do i check out HSBC ?

[Freee!!]

On 11/25/2021 at 6:13 AM, Derek Dangleberries said:

Nah mate, no TF!

When you and your wife return to UK to sign the required bank documents and if you decide to fly into Eastleigh via Schiphol ( or maybe via Finland too?) make sure the connecting flight leaves from the International side of the airport. KLM UK wasn't and they insisted that she needed a Schengen visa to go between KLM arrival terminal from Bangkok to KLM UK Departure terminal to Eastleigh!

All flights from Schiphol to the UK depart (and departed before Brexit) from non-Schengen terminals/gates.  You either used another airline from Schiphol to Eastleigh or KLM was forced by circumstances out of KLM's control to use one of the cheap M gates, which are non-contiguous with the major part of the non-Schengen area on Schiphol.

Edited November 26, 2021 by Freee!!

[Derek Dangleberries]

1 hour ago, Freee!! said:

All flights from Schiphol to the UK depart (and departed before Brexit) from non-Schengen terminals/gates.  You either used another airline from Schiphol to Eastleigh or KLM was forced by circumstances out of KLM's control to use one of the cheap M gates, which are non-contiguous with the major part of the non-Schengen area on Schiphol.

As I understand it KLM UK was an independant airline.

Interestingly I also used KLM UK to Schiphol then down to an African country (travelling alone) which also gave me problems. The flight arrived late but when I went to the Tranfers desk they said that it was the incoming flight that had to re-arrange my onward flight but KLM UK didn't have a representative BUT they were willing to do it for me.

I think KLM UK is now defunct so for the purposes of this thread and with the information in your post it will probably never happen again... I hope.

I'm guessing now but the incident from Bangkok was with my first TW. We married in UK in 98 and it wasn't that journey so around 2000ish...

EDIT = Must have been before 2000 So I'm saying 1999 .. https://en.wikipedia.org/wiki/KLM_uk

Edited November 26, 2021 by Derek Dangleberries

[nampla69]

On 11/25/2021 at 12:53 AM, Pumpuynarak said:

I know that road well as i'm a native of Southampton and worked out of Bournemouth for 3 years back in the late 90's.

I'll pop up around Christmas and we'll crack open a few in Korat and I'll sort you out. (If I can swerve all the restrictions swabs and suchlike).

get you pissed and hand over all your PINs - Sort Codes - gateways ---- NOT really but do have a solution as I have thought all this one through me old mucker. Hope the flooding has subsided by now ..and Southampton should avoid the drop again somehow.

[Freee!!]

50 minutes ago, Derek Dangleberries said:

As I understand it KLM UK was an independant airline.

Overlooked that part, partially because I had forgotten about KLM UK, which is about the best I can say about it.

[Pumpuynarak]

3 hours ago, nampla69 said:

I'll pop up around Christmas and we'll crack open a few in Korat and I'll sort you out. (If I can swerve all the restrictions swabs and suchlike).

get you pissed and hand over all your PINs - Sort Codes - gateways ---- NOT really but do have a solution as I have thought all this one through me old mucker. Hope the flooding has subsided by now ..and Southampton should avoid the drop again somehow.

If you are about mate it would be good to meet up 👍

[Yessongs]

Wifey told me that because I am her "legal" husband et al in Thailand, that if she dies, I get all her assets etc, the house and all the bells and whistles and there is/was no need for me to do anything? Does that sound right? 

But...we did go down to Bangkok Bank where I had opened up an account prior to arrival in Jan 2016, and we had her added on. Seemed very straight forward and simple, just signed a few documents ( in English and Thai) and all is well I have been told. The Manager of that branch in Minburi where we went, I teach her Son English at the house.

[nampla69]

1 hour ago, Yessongs said:

Wifey told me that because I am her "legal" husband et al in Thailand, that if she dies, I get all her assets etc, the house and all the bells and whistles and there is/was no need for me to do anything? Does that sound right? 

But...we did go down to Bangkok Bank where I had opened up an account prior to arrival in Jan 2016, and we had her added on. Seemed very straight forward and simple, just signed a few documents ( in English and Thai) and all is well I have been told. The Manager of that branch in Minburi where we went, I teach her Son English at the house.

Ermmmm no ..... in theory yes mate as being legally married should give you a lot of protection under Thai Law which is not as bad as some people make out ............. BUTTTTTTT !!! ............... it's the relatives should anything happen God forbid.

Like vultures and will dig up the front garden if they can.

Have you made a will ?? ...... don't have to reply on an open forum but .... useful to have in place.

[forcebwithu]

7 hours ago, Yessongs said:

Wifey told me that because I am her "legal" husband et al in Thailand, that if she dies, I get all her assets etc, the house and all the bells and whistles and there is/was no need for me to do anything? Does that sound right? 

But...we did go down to Bangkok Bank where I had opened up an account prior to arrival in Jan 2016, and we had her added on. Seemed very straight forward and simple, just signed a few documents ( in English and Thai) and all is well I have been told. The Manager of that branch in Minburi where we went, I teach her Son English at the house.

From what I understand, the spouse of the deceased will inherit all the assets without having to go through probate. There is one catch in Thailand I remember reading about and that is a non-Thai you can not own land so you'll need to sell any real estate you inherit. IIRC you're allowed a year to do that.

Edited November 28, 2021 by forcebwithu